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Financial Aid for Canadian Students


On this page, you'll find descriptions of financial aid resources for Canadian students. The information below applies to Canadians seeking aid for study in both Canada and the United States.


The following databases and publications can help you locate scholarships and fellowships specifically for Canadian students. is a searchable database of several thousand scholarships, prizes, and bursaries for students entering their first year of post-secondary studies in Canada. It includes both school-administered and private awards.

UWaterloo Graduate Office's Scholarship Database
Searchable database of undergraduate scholarships, graduate fellowships, and post-doctoral opportunities, with a decidedly Canadian emphasis.

SFU Graduate Awards for Canadians
Contains a database of Canadian graduate and postdoctoral fellowships, compiled by Simon Fraser University.

Scholarships and Bursaries from the Canadian Government
This site provides information on scholarships for Canadian students who wish to study abroad and for international students who wish to study in Canada.

AMMSA: Scholarships for Aboriginal Students
AMMSA publishes a guide to scholarships and bursaries for aboriginal students. The guide currently lists more than 375 scholarships and bursaries.


Canadian Guidance Services
Canadian Guidance Services publishes a 250-page book of scholarships and awards intended for Canadian high school students entering Canadian universities. The book is revised every two years and is now in its 7th edition. The price is $19.95, plus $5 shipping and handling and $1.75 GST (total $26.70). For more information, contact:
Canadian Guidance Services
2042 Coral Crescent
Burlington, Ontario,
Canada, L7P 3K5
Phone: 1-905-332-0083

Major Scholarship Programs

Canada Millennium Scholarship Foundation
The Canada Millennium Scholarship Foundation focuses on assisting Canadian students who demonstrate financial need and academic merit.

Girl Guides of Canada
Girl Guides of Canada offers two scholarship programs: The Girl Guides of Canada Scholarships the the Roberta Bondar Scholarship. Each scholarship offers $1,500. For more information, call 416-487-5281 x266, fax 416-487-5570, send email to, or write to Scholarship Administrator, Girl Guides of Canada-Guides du Canada, 50 Merton Street, Toronto, Ontario, M4S 1A3.

TD Canada Trust Scholarships
The TD Canada Trust Scholarships for Community Leadership provide $10,000 per year for tuition and $5,000 per year for living expenses for up to four years (total $60,000).

Toronto Rehabilitation Institute Scholarship in Rehabilitation-Related Research for Graduate Students with Disabilities
The Toronto Rehabilitation Institute Scholarship in Rehabilitation-Related Research for Graduate Students with Disabilities provides $20,000 along with a supplement for educational expenses relating to the student's disability. Fields of study must relate to rehabilitation but are not limited to any particular discipline (e.g. Engineering, Social Work, Chemistry, Architecture, Public Administration, Early Childhood Education, Biology, Medicine, etc.) Applications are encouraged from international students. The scholarships are renewable for an additional year based on satisfactory performance, potentially longer for PhD candidates. The scholarships are tenable at six Canadian universities: McMaster University, Ryerson University, University of Toronto, University of Waterloo, Wilfred Laurier University and York University. The application deadline is May 1.


Canadian Higher Education Loan Program (CanHELP)
CanHELP is an alternative loan program for Canadian students to study in US colleges and universities. The loans are offered by the International Education Finance Corporation (IEFC) working in conjunction with the Bank of Boston and The Education Resources Institute (TERI).
Joe Cronin, VP/IEFC
424 Adams Street
Milton, MA 02186
Phone: 1-617-696-7840

Loans from the Canadian Ministry of Skills, Training and Labour
If you're a Canadian student attending college in the US, you may obtain a loan through the Canadian government's Ministry of Skills, Training and Labour. You should contact a Canadian lender, the appropriate Ministry office in their province, or Human Resources Development Canada in Ottawa.
One lender which issues these loans is:
Royal Bank Student Loan Centre
Transit #9080
PO Box 9590
Vancouver, BC V6B 4G3.
Phone: 1-604-665-4029.

Registered Education Savings Plans

A Registered Education Savings Plan (RESP) is a tax-sheltered education savings program for Canadians. (See RESP FAQ.) Canadian law limits annual contributions to Registered Education Savings Plans (RESPs) to $50,000. There is no longer a $4,000 limit on annual RESP contributions.

The Canadian government matches 20% of RESP contributions up to $500 per year per eligible child through the Canada Education Savings Grant (Basic CESG) program. The $500 limit is increased to up to $1,000 if there is unused grant eligibility from low contributions made in previous years. The $500 limit is for low income families, and decreases to $450 and $400 for middle and upper income families. Each child is eligible for a lifetime maximum of up to $7,200.

The following are several RESP programs.

Other Financial Aid Resources

Natural Sciences and Engineering Research Council of Canada (NSERC)
NSERC is the Canadian equivalent of the United State's National Science Foundation (NSF). Its programs include grants and scholarships.
Natural Sciences and Engineering Research Council of Canada
350 Albert Street
Ottawa, Ontario, K1A 1H5
Phone: 1-613-995-5992


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