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Other Types of Aid

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In addition to the primary sources of financial aid (loans and scholarships), other kinds of aid are available to many students. These other types of aid fall into eight broad categories:

  1. Free Scholarship Lotteries
  2. Federal and State Government Aid
  3. College-Controlled Aid
  4. Student Profile-Based Aid
  5. Aid for Graduate and Professional School
  6. Aid for Elementary and Secondary School
  7. Aid for Specific Activities
  8. Innovative Programs
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Free Scholarship Lotteries

Scholarship Lotteries
Several sites have started giving away scholarships to attract traffic. Look here for a list of the largest free scholarship lotteries.

Federal and State Government Aid

US Federal Government Aid
Here you'll find information about the various forms of aid available from the federal government.

US State Government Aid
Look here for pointers to state aid programs and residency requirements for in-state tuition.

Section 529 Plans: Prepaid Tuition Plans and College Savings Plans
Section 529 plans are state-sponsored college savings programs. The two major types are Prepaid Tuition Plans, which lock in current tuition rates, and State College Savings Plans, which offer more flexible investing options. Both are useful ways for families to save for their children's college education.

Scholarships for Volunteering and Community Service
Volunteering can not only help the disadvantaged, but it can provide money for your college education. Learn about the National Service Scholarships Program, AmeriCorps, and other awards for community service.

Military Aid
Aid resources for veterans and their dependents and for students interested in pursuing careers in the military.

Education Tax Benefits
Information about the Hope Scholarship and Lifetime Learning tax credits, the deduction for student loan interest, tax treatment of employer education assistance, and other tax benefits for education.

Employer Tuition Assistance
Information about employer education assistance, including the $5,250 exclusion from income, employer-sponsored scholarships and surveys and statistics concerning employer tuition assistance.

College-Controlled Aid

School Financial Aid Office Web Sites
Look here for information about your school's financial aid policies and procedures, including application deadlines.

Tuition Payment Plans
Tuition payment plans are short-term installment plans that split your tuition into equal monthly payments.

School-Specific Scholarships and Fellowships
Scholarship and fellowship programs offered only at specific schools, including college-controlled merit scholarships.

College Partnerships
Partnerships between certain community colleges and four-year colleges make it easier for students to transfer from a community college into a four-year college. Studying for two years at a community college can save the student a significant amount of money.

Student Profile-Based Aid

International Students
Sources of financial aid and other useful information for foreign nationals studying in the US.

Canadian Students
Scholarships, loans and other sources of aid for Canadian students, in both Canada and the US.

Students with Disabilities
Resources specific to students with disabilities.

Female Students
Scholarships, grants and other awards intended specifically for female students.

Minority Students
Scholarships, award programs and advice specifically for members of ethnic minorities.

Older and Nontraditional Students
Financial aid information for students age 30 and older.

Jewish Students
Financial aid information for Jewish students.

Gay, Lesbian, Bisexual and Transgendered Students
National, regional and school-specific scholarships for gay, lesbian, bisexual and transgendered students.

Undocumented Students and Illegal Aliens
Financial aid and scholarships for undocumented students and illegal aliens.

Ayuda Financiera del Estudiante en Espanol
Financial aid information and resources in Spanish.

Cancer Scholarships
Scholarships for cancer patients, cancer survivors, children of a cancer patient or survivor, students who lost a parent to cancer, and students pursuing careers in cancer treatment.

Prestigious Scholarships and Fellowships
A list of the most prestigious, competitive and lucrative scholarships and fellowships.

Aid for Graduate and Professional School

Graduate School
Options and tips for funding a postgraduate education.

Business School
Awards and advice specific to MBA students.

Law School
Awards and advice specific to law students.

Medical School
Awards, professional organizations and other resources specific to medical students.

Aid for Elementary and Secondary School

Private Elementary and Secondary Schools
Financial aid available to parents of children attending private elementary or secondary schools.

Aid for Specific Activities

Contests
Some groups, particularly professional organizations, hold contests that offer cash and other prizes.

Domestic Exchange and Study Abroad Programs
A variety of loans, scholarships, grants and tuition-reduction options are available for students studying abroad, or participating in domestic exchange programs.

Grants
Grants are a form of financial aid, based on need, which you do not have to repay. Numerous private organizations and government agencies offer grants to students in all fields.

Sports Scholarships, Athletic Scholarships and Financial Aid for Student Athletes
Information about sports scholarships and other resources for the student-athlete.

Specific Majors or Courses of Study
Scholarships and awards available to students pursuing specific majors, such as computer science, engineering, journalism, nursing, etc.

Innovative Programs

Student Sponsorships and Education Investments
Private benefactors and investors provide students with funding for their education in exchange for a fixed percentage of the student's future income for a fixed number of years. Many students find these as an attractive alternative to loans.

Early Awareness Initiatives
Early awareness initiatives try to increase the number of students pursuing a college education by encouraging them to consider college as a real possibility when they are young. Many lower-income children give up on college when they are very young, as early as the first or second grade. By the time they reach high school and change their minds, they often lack the necessary preparation. Early awareness programs try to stop pipeline leakage when the students are young by encouraging them to aspire to and plan for college. This increases the number of students pursuing challenging courses, the number of students graduating from high school, and the number of students matriculating in college.

 

 
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