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Education Lenders and Student Loans

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This page provides information about education lenders who offer student loans, including the Federal Stafford Loan, Federal PLUS Loan, Federal Consolidation Loan, private education loans and private consolidation loans. Some secondary markets and nonprofit state guarantee agencies also originate loans. Many lenders offer a variety of student loan discounts to attract borrowers.

Lenders who have suspended one or more loan programs are still listed to allow borrowers to find their contact information, but with the suspended loan programs displayed in strikethrough. FinAid has a separate page that lists all lenders who have suspended federal and/or private loan programs because of the credit crisis. (As of 7/1/2010, private lenders may no longer make new federal education loans.)

The lenders are listed in alphabetical order. No significance should be inferred from the order in which the lenders are listed.

National and Regional and Larger Education Lenders

Lender Loan Types Contact Information
Academic Finance Corporation (AFC)
(AFC is Part of the Brazos group of companies.)
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Academic Finance Corporation
One West Boylston Street
Chadwick Court, Suite 201
Worcester, MA 01605

Lender Code: 833864
Phone: 1-877-AFC-4322 (1-866-669-4876 for consolidation loans)
Fax: 1-508-854-9972
Email: info@afclending.com

Academic Financial Solutions LLC Consolidation
Private
Academic Financial Solutions, LLC
6700 Lakeview Center Drive, Suite 125
Tampa, FL 33619

Phone: 1-866-416-6333 or 1-813-830-7906 or 1-866-697-3890

Academic Funding Group (AFG)
(Academic Funding Group is an affiliate of Provincial Bank.)
Stafford
Parent PLUS
Grad PLUS
Private
Academic Funding Group
2489 Rice Street, Suite 240
Saint Paul, MN 55113

Lender Code: 833893
Phone: 1-877-740-9334
Fax: 1-651-287-0674
Email: info@academicfundinggroup.com

Academic Loan Group Consolidation Phone: 1-800-664-5339
Academic Management Services (AMS)
(AMS is a subsidiary of Sallie Mae.)
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Tuition Payment Plans
Sallie Mae Servicing
3011 SW Williston Road
Gainesville, FL 32608

Phone: 1-888-2-SALLIE (1-888-272-5543)

Lender Code: 833067

Related Sites: AMS Corporate Web Site

Access Group Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Access Group
PO Box 7430
Wilmington, DE 19803-0430

Phone: 1-800-282-1550 or 1-302-477-4000
Fax: 1-302-477-4080 Email: general@accessgroup.org

Related Sites: Need Access and Federal Consolidation

Alaska Student Loans (AlaskAdvantage)
(Operated by the Alaska Commission on Postsecondary Education (ACPE).)
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private

Alaska Supplemental Education Loan (ASEL) and Alaska State Education Loans

Alaska Student Loans
3030 Vintage Boulevard
Juneau, AK 99801-7100

Lender Code: 826966
Phone: 1-800-441-2962 or 1-907-4675-2962
Email: customer_service@acpe.state.ak.us

In Anchorage:
Alaska Student Loans
707 A Street, Suite 206
Anchorage, AK 99501-3625
Phone: 1-800-441-2962 or 1-907-269-7980

ALL Student Loan Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
No longer making FFELP loans outside California.
ALL Student Loan
6701 Center Drive West, Suite 500
Los Angeles, CA 90045

Lender Code: 833752
Phone: 1-888-271-9721
Email: info@allstudentloan.org

Ardent Financial Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Ardent Financial
PO Box 350040
Westminster, CO 80035-0040

Phone: 1-800-675-1965 or 1-888-675-0675
Email: CustomerCare@ArdentFinancial.com

Arizona Higher Education Loan Authority (AHELA) Stafford
Parent PLUS
Grad PLUS
Consolidation
Arizona Higher Education Loan Authority
2141 E Broadway Rd, Suite 202
Tempe, AZ 85282

Lender ID: 834218
Phone: 1-800-731-8707 or 1-866-985-8707
Fax: 1-480-383-8708
Email: info@ahela.org

Arkansas Rural Endowment Fund, Inc. Stafford
Parent PLUS
Grad PLUS
Private
Arkansas Rural Endowment Fund, Inc.
1306 West Fourth
Little Rock, AR 72203

Phone: 1-800-232-5505
Email: aref@aref.org

ASAP/Union Bank and Trust
[alternate link]
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
ASAP/UBT
102 W McCloy
Monticello, AR 71655

Lender Code: 814540
Phone: 1-877-ASAP-UBT or 1-870-460-6400

Related Sites: Union Bank Student Loans

Associated Bank Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Phone: 1-800-789-6765
Astrive Student Loans Private Phone: 1-800-406-7108
URL: www.astrivestudentloans.com
BancorpSouth Student Loans (alternate) Stafford
Parent PLUS
Grad PLUS
Private

Previously provided student loans only in Alabama, Arkansas, Louisiana, Mississippi, Tennessee and Texas. As of July 1, 2009 BancorpSouth is no longer in the student loan business.

BancorpSouth Student Loans
PO Box 4090
Tupelo, MS 38803-4090

Lender Codes: 810881 (Texas), 806627 (Other 5 States)
Phone: 1-800-315-6203 or 1-662-678-8170
Fax: 1-662-678-8177

Bank of America Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
K-12
Phone: 1-800-344-8382

Related Sites: Education Maximizer Loans (private education loan)

Bank of North Dakota
(Education lender and guarantor for North Dakota.)
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Private Consolidation
Bank of North Dakota
PO Box 5524
Bismarck ND 58506-5524

Lender Code: 816386
Phone: 1-800-554-2717 or 1-701-328-5753
Fax: 1-701-328-5716
TDD: 1-800-643-3916
Email: bndsl@state.nd.us

Private consolidation only available to current BND borrowers.

The student's state of legal residence or the school in which the student is attending must be located in North Dakota, South Dakota, Minnesota, Montana, Wyoming or Wisconsin.

BorrowSmart Trust (Tuition Management Systems, Inc.)
(Acquired by Keybank Education Resources in 2007. Acquired by First Marblehead in 2010.)
Stafford
Parent PLUS
Grad PLUS
BorrowSmart Trust
127 John Clarke Road
Newport, RI 02842

Phone: 1-800-722-4867
Fax: 1-401-736-1145 Email: info@borrowsmart-trust.com

Related Sites: Tuition Management Systems

Bremer Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Lender Code: 806361
Phone: 1-800-214-4988
Email: info@bremer.com
Campus Door Private Campus Door
PO Box 10
Carlisle, PA 17013

Call: 1-800-786-0002
Fax: 1-800-558-8104
Email: answers@campusdoor.com

Carnegie Student Loans
(Formerly A+Funds and Medfunds.)
Stafford
Parent PLUS
Grad PLUS
Private
Carnegie Student Loans
10515 Carnegie Avenue
Cleveland, OH 44106

Lender Code: 833810
Phone: 1-800-665-1016
Email: questions@carnegieloans.com

Citi Student Loans Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Private Consolidation
K-12
The Student Loan Corporation
PO Box 6191
Sioux Falls, SD 57117

Phone: 1-800-967-2400 or 1-605-331-0821
Loan Applications: 1-800-STUDENT

Citi Student Loan Corporation was sold in late 2010 to Discover Financial and Sallie Mae, with Discover acquiring the private student loan portfolio and the domain name and Sallie Mae acquiring the federal student loan portfolio.

Citizens Bank Student Loans
(In some areas Citizens Bank is known as Charter One.)
Stafford
Parent PLUS
Grad PLUS
Private
Phone: 1-800-708-6684
CollEDGE Loans
(CollEDGE is the national student lending program of LoanSTAR Funding Group. They were acquired by Nelnet in October 2005.)
Stafford
Parent PLUS
Grad PLUS
Consolidation
CollEDGE Loans
PO Box CO
College Station, TX 77841-5054

or

CollEDGE Loans
2504 Kent Street
Bryan, TX 77802

Lender Code: 833487
Phone: 1-877-COLLEDGE
Fax: 1-979-766-8978
Email: customerservice@colledgeloans.com

College Board (College Credit)
(The College Board is a not-for-profit membership organization composed of more than 4,500 schools, colleges, universities, and other educational organizations.)
Stafford
Parent PLUS
Grad PLUS
Private
Phone: 1-800-831-5626
College Foundation Inc. (CFI)
CFI is the central loan originator and servicer for North Carolina's Federal Family Education Loan Program.
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
College Foundation Inc.
PO Box 41966
Raleigh, NC 27629-1966

Phone: 1-866-866-CFNC
Fax: 1-919-821-3139
Email: programinformation@cfnc.org

College Guidance Center
Consolidation College Guidance Center

Phone: 1-800-861-5038
Email: info@collegeguidancecenter.org

College Loan Corporation (CLC) Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
College Loan Corporation
16855 West Bernardo Drive, Suite 100
San Diego, CA 92127

Lender Code: 833733. Phone (Stafford/PLUS): 1-888-972-0852
Phone (Consolidation): 1-888-771-3596
Phone (General): 1-888-972-6311 or 1-800-2COLLEGE
Fax: 1-888-972-6321 Email: loans@collegeloan.com

College Solutions Network, LLC (CSN)
(CSN markets its products through financial institutions, schools, corporations, affinity groups, and partnerships. Their direct-to-consumer products are marketed through College PayWay and Ed-Invest.)
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
College Solutions Network, LLC
33 Bassett Lane
Hyannis, MA 02601

Phone: 1-877-242-3200
Email: busdev@csnamerica.com

Collegiate Funding Group Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Collegiate Funding Group
3636 Camino Del Rio North, Suite 215
San Diego, CA 92108-1703

Phone: 1-800-918-7587
Email: general@collegiatefunding.com

Collegiate Risk Management Inc. (CRM) Consolidation Phone: 1-866-LOAN566
Collegiate Solutions Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Collegiate Solutions
4343 N. Scottsdale Road, Suite 370
Scottsdale, AZ 85251

Lender Code: 834240
Phone: 1-866-44-LOAN-4
Fax: 1-480-222-2598
Email: customers@collegiatesolutions.com

Related sites: www.cology.com

Comerica Bank Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Lender Code: 830489
Phone: 1-800-345-6232
Commerce Bank Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Lender Code: 813979
Phone: 1-800-MONEY101 (1-800-666-3910)
Email: money101@commercebank.com
Compass Bank
(Only in Alabama, Arizona, Colorado, Florida, New Mexico and Texas.)
Stafford
Parent PLUS
Grad PLUS
Compass Bank
2405 Texas Avenue South
College Station, TX 77840.

Lender Code: 828078
Phone: 1-800-COMPASS or 1-800-239-4357

Connecticut Student Loan Foundation (CSLF)
(Established in 1965, CSLF is a guarantor and lender located in Rocky Hill, CT.)
Stafford
Parent PLUS
Grad PLUS
ConsolidationPrivate
CSLF
525 Brook Street
PO BOX 1009
Rocky Hill, CT 06067

Phone: 1-800-237-9721 x442 or 1-860-257-4001
Fax: 1-860-563-3247
Email: customersupport@mail.cslf.org

Direct Student Service (DSS) Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Direct Student Service
6611 US Highway 19, Suite 511
New Port Richey FL 34652

Lender Code: 834159
Phone: 1-866-859-4622
Email: info@dssloans.net

Discover Student Loans Stafford
Parent PLUS
Grad PLUS
Private
Discover Student Loans
PO Box 64123
St. Paul, MN 55164-0123

Lender Code: 831312
Phone: 1-877-728-3030
Fax: 1-877-239-8214
Email: service@discoverstudentloans.com

Edamerica Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Edamerica
PO Box 36014
Knoxville, TN 37930-6014

Lender Code: 831453
Phone: 1-800-337-1009 or 1-865-342-5500 or 1-866-425-2473
Fax: 1-877-337-8439
Email: customerservice@edfinancial.com

EdFed Consolidation
Private
Lender Code: 834241
Phone: 1-800-821-5659
EduCare Financial Consolidation
Private
EduCare Financial
2300 Tall Pines #123
Largo, Florida 33771

Phone: 1-877-788-0883
Fax: 1-888-662-8989
Email: mail@educareloans.com

The Educated Borrower
(A GCO-ELF Company.)
Private The Educated Borrower
Private Academic Loans, LLC
10960 Wilshire Blvd, Suite 1050
Los Angeles, CA 90024

Phone: 1-800-334-4480
Email: customer_service@educatedborrower.com

Education Finance Partners Private
Private Consolidation
Education Finance Partners, Inc.
PO Box 85400
Austin, TX 78708-5400

Private Loans:
Phone: 1-866-308-1071
Email: Apply@EducationFinancePartners.com

Private Consolidation Loans:
Phone: 1-866-876-9180
Email: Consolidate@EducationFinancePartners.com

Education Loan Resources Stafford
Parent PLUS
Grad PLUS
Private
Lender Code: 833930
Phone: 1-866-357-3291
Email: questions@elresources.org
Educational Direct
(Owned by Affinity Direct, LLC.)
Consolidation Phone: 1-800-895-1911
Educational Funding Services, Inc. (EFSI)
(They are a member of the Brazos group of companies.)
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Lender Code: 833617

Phone: 1-888-312-3374
Email: customer.service@efsi.net

EFSI
PO Box 14445
Austin, TX 78761-4445

Educational Loan Company (ELC Loans) Stafford
Parent PLUS
Grad PLUS
Consolidation
Lender Code: 834003
Phone: 1-800-334-2803
Erie Processing Self Service Corporation
ConsolidateYourself.com
Consolidation Erie Processing Self Service Corporation
13540-B Walsingham Road
Largo, FL 33774

Phone: 1-866-562-6135
Email: questions@consolidateyourself.com

Federal Association of Financial Services (FAFS) Stafford
Parent PLUS
Grad PLUS
Consolidation
Federal Association of Financial Services
6699 90th Avenue North
Pinellas Park, FL 33782

Lender Code: 834181
Phone: 1-866-323-7288 or 1-727-287-6500
Fax: 1-727-287-6518 Email: info@fafs.us

Federal Student Loan Solutions Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Federal Student Loan Solutions
2201 S. McClintock Drive, Suite 11
Tempe, AZ 85282

Phone: 1-888-347-8833 or 1-480-222-2288
Fax: 1-888-678-1578 or 1-480-222-2290

Fifth Third Bank Stafford
Parent PLUS
Grad PLUS
Private
Bar Study
Residency and Relocation
Stafford, Parent PLUS, Grad PLUS
Lender Code: 808780
Phone: 1-800-222-7192

Private, Bar Study, Residency and Relocation
Lender Code: 508780
Phone: 1-800-222-7192

First National Bank of Omaha Stafford
Parent PLUS
Grad PLUS
First National Bank of Omaha
PO Box 2490
Omaha, NE 68172

Lender Code: 808238
Phone: 1-877-WEB-FNBO (1-877-932-3626)

Fleet Bank
(Fleet Bank is a Bank of America company.)
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Phone: 1-800-235-3385
Frost Bank Stafford
Parent PLUS
Grad PLUS
Lender Code: 810883
Phone: 1-800-562-6732 x56822 or 1-210-220-6822
GATE Universal Student Loan Program (First Marblehead)
(GATE is a private education loan from First Marblehead offered through private colleges. Due to risk-sharing with the colleges, these loans may be available to students who would not otherwise qualify for a private education loan without a cosigner.)

This loan program is currently suspended.

Private First Marblehead Corporation
The Prudential Tower
800 Boylston Street - 34th Floor
Boston, MA 02199-8157

Phone: 1-800-895-GATE (1-800-895-4283)
Email: solutions@gateloan.com
See also www.smartborrowing.com.

Georgia Student Finance Commission (GSFC) Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Georgia Student Finance Commission
2082 East Exchange Place
Tucker, GA 30084

Phone: 1-800-505-GSFC (4732) or 1-770-724-9000
Fax: 1-770-724-9089

Global Student Loan Corporation (GSLC)
(They offer private education loans for international and distance learning students at participating schools.)
Private Global Student Loan Corporation
Empire State Building
350 Fifth Avenue, Suite 2416
New York, NY 10118

Phone: 1-212-736-9666
Fax: 1-212-736-6536
Email: info@globalslc.com

Graduate Leverage Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Graduate Leverage
Attn: Loan Operations
4301 Anchor Plaza Pkwy., Suite 220
Tampa, FL 33634

Phone: 1-888-350-8488

The Graduate Loan Center
(Owned by FinanSure LLC.)
Consolidation Phone: 1-866-GradLoan (1-866-472-3562)
Email: info@gradloancenter.com
HERO Student Loans Consolidation Phone: 1-866-384-HERO (1-866-384-4376)
Hibernia National Bank (Capitol One/Axiom) Stafford
Parent PLUS
Grad PLUS
Private
K-12
Phone: 1-888-855-BANK (1-888-855-2265)
Higher Education Solutions Stafford
Consolidation
Private

(Graduate students only.)

Lender Code: 833820
Phone: 1-877-272-7828
Fax: 1-480-804-1990
HSBC Bank USA, NA Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Phone: 1-800-975-HSBC (1-800-975-4722)
International Education Finance Corporation (IEFC) Private

(International students only.)

IEFC
222 Forbes Road, Suite 406
Braintree, MA 02184

Phone: 1-888-296-4332 or 1-781-843-5334
Fax: 1-781-843-9034
Email: contact@iefc.com

JP Morgan Chase Bank
[alternate link]
Stafford
Parent PLUS
Grad PLUS
Private
 
Key Education Resources
[alternate link]
(Key Education Resources acquired Knight College Resource Group in 1996.)
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Private Consolidation
Key Education Resources
127 Public Square
Cleveland, OH 44114

Phone: 1-800-KEY-LEND (1-800-539-5363)
Email: EducationRes@keybank.com

Related Sites: Key Bank Alternative Loans.

LaSalle Bank Stafford
Parent PLUS
Grad PLUS
Lender Code: 812205
Phone: 1-888-272-5543
M & I Bank Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
M&I Bank Student Service Center
500 Third Street
Wausau, WI 54403

Lender Code: 811949
Phone: 1-800-236-4440

M & T Bank Stafford
Parent PLUS
Grad PLUS
Private
 
Maine Advantage Education Loan Stafford
Parent PLUS
Grad PLUS
Phone: 1-800-782-5772
Email: info@maineadvantage.com
Maine Education Services (MES)
Must be a Maine resident or attending a Maine college to apply for these loans.
Stafford
Parent PLUS
Grad PLUS
Maine Education Services
131 Presumpscot Street
Portland, ME 04103

Lender Code: 834350
Phone: 1-800-922-6352 or 1-207-791-3600
Fax: 1-207-791-3616
Email: info@mesfoundation.com

Massachusetts Educational Financing Authority (MEFA)
(MEFA's focus is on education financing for Massachusetts residents attending college in-state or out-of-state, and for students from across the U.S. attending a Massachusetts college or university.)
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
MEFA
160 Federal Street, 4th Floor
Boston, MA 02110

Lender Code: 833921
Phone: 1-800-449-6332 or 1-617-261-9760
Fax: 1-617-261-9765
Email: info@mefa.org

Michigan Higher Education Student Loan Authority (MHESLA) Stafford
Parent PLUS
Grad PLUS
Consolidation
Michigan Higher Education Student Loan Authority (MHESLA)
PO Box 30051
Lansing, MI 48909

Phone: 1-888-MHESLA1 (1-888-643-7521) or 1-517-373-3662
TDD: 1-800-649-3777

MyRichUncle Stafford
Parent PLUS
Grad PLUS
Private
MyRichUncle
600 Lexington Ave, 3rd Floor
New York, NY 10005

Phone: 1-212-836-4180
Fax: 1-800-571-4850
Email: info@myrichuncle.com

National Education
(They are no longer affiliated with IDAPP. That relationship ended in 2007.)
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Phone: 1-800-353-3357
Fax: 1-800-335-6265
Lender Code: 834378
Email: loans@nationaleducation.com
National Student Loan Consolidation Corporation Consolidation Phone: 1-800-741-4644
URL: www.nslcc.com
Navy Federal Credit Union Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Lender Code: 815502
Phone: 1-800-338-5736 or 1-703-255-7625
Nellie Mae
(Nellie Mae is a subsidiary of Sallie Mae.)
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Tuition Payment Plans
Sallie Mae Servicing
3011 SW Williston Road
Gainesville, FL 32608

Phone: 1-888-2-SALLIE (1-888-272-5543)

Lender Code: 829076

Nelnet Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Nelnet
121 S. 13th St., Suite 201
Lincoln, NE 68508

Phone: 1-877-804-3603

Lender Code: 833669

Email: Contact Us Form

New Hampshire Higher Education Loan Corporation (NHHELCO)
Part of NHHEAF
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
NHHELCO
PO Box 2097
Concord, NH 03302-2097

Phone: 1-800-719-0708
Fax: 1-603-225-8885

New Mexico Student Loans (NMSL)
Joint effort of NMSLGC and NMEAF.
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
New Mexico Student Loans
PO Box 92230
Albuquerque, NM 87199-2230
or
New Mexico Student Loans
7400 Tiburon NE
Albuquerque, NM 87109

Lender Code: 822717
Phone: 1-800-279-5063 or 1-505-345-3371
Fax: 1-505-345-7269

NextGrad Consolidation Phone: 1-866-946-8773
NextStudent Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Private Consolidation
NextStudent Loans
19601 North Black Canyon Hwy
Phoenix, AZ 85027

Lender Code: 834051
Phone: 1-800-299-4639

Northstar Education Finance (Total Higher Education) Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
NorthStar/THE
PO Box 64722
St. Paul, MN 55164-0722

or

NorthStar/THE
444 Cedar Street, Suite 800
St. Paul, MN 55101

Phone (General): 1-800-366-0604 or 1-651-726-1343
Fax: 1-888-843-3099 Email: service@theloanprogram.org

URL: www.theloanprogram.org

OPUS Financial Inc. Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
OPUS Financial, Inc.
10515 Carnegie Ave.
Cleveland, OH 44106

Phone: 1-800-661-5089
Email: questions@opusloans.org

PNC Education Loan Center Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
PNC Education Loan Center
2600 Liberty Avenue, Suite 200
Pittsburgh, PA 15222-4619

Lender Code: 809921
Phone: 1-800-762-1001
Email: eduloans@pncbank.com

(National City Bank was acquired by PNC Bank in early 2009 and the student loan web sites merged in June 2010.)

Regions Education Lending
Regions Bank and AmSouth Bank merged in 2006.
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Phone: 1-800-858-7822
Private Lender Code: 900902
Rhode Island Student Loan Authority (RISLA) Stafford
Parent PLUS
Grad PLUS
Private
RISLA
560 Jefferson Blvd., Suite 200
Warwick, RI 02886-1371

Phone: 1-800-758-7562 or 1-401-468-1700 (RI) or 1-617-369-1900 (MA)
TDD: 1-401-468-1750 or 1-401-734-9481
Fax: 1-401-468-1745
Email: info@risla.com

College Planning Center
Warwick Mall
400 Bald Hill Road
Warwick, RI 02886-1617

Phone: 1-401-736-3170
Fax: 1-401-736-0104
Email: staff@cpcri.org
URL: www.collegeplanningcenter.org

Sallie Mae Education Trust Stafford
Parent PLUS
Grad PLUS
Private
Tuition Payment Plans
Sallie Mae Servicing
3011 SW Williston Road
Gainesville, FL 32608

Phone: 1-888-2-SALLIE (1-888-272-5543)

Lender Code: 802218

ScholarPoint Financial Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
ScholarPoint Financial
3252 Holiday Court, Suite 112
La Jolla, CA 92037

Lender Code: 834188
Phone: 1-877-561-8042
Fax: 1-866-626-9446 or 1-858-657-0946
Email: support@scholarpoint.com

Simmons First National Bank Stafford
Parent PLUS
Grad PLUS
Lender Code: 815745
Phone (Loan Applications): 1-800-SAY-SFNB
Phone (General): 1-800-527-1625
SoFi, Inc. Private One Letterman Drive
Building C, Suite 250
San Francisco, CA 94129

Phone: 1-866-357-6342

Email (Students, Recent Graduates): CustomerService@sofi.org
All Other Inquiries: company@sofi.org

South Carolina Student Loan (SCSL) Stafford
Parent PLUS
Grad PLUS
Private
Teacher
Lender Code: 833128

South Carolina Student Loan
16 Berryhill Road, Suite 210
Columbia, SC 29210

Phone: 1-800-347-2752 x3192 (Toll Free) or 1-803-798-0916 (Local)

SouthTrust Bank Student Loans
(SouthTrust Bank Student Loans was acquired by Wachovia Education Finance.)
   
Southwest Student Services
(Southwest Student Services is a subsidiary of Sallie Mae.)
Stafford
Parent PLUS
Grad PLUS
Private
Tuition Payment Plans
Sallie Mae Servicing
3011 SW Williston Road
Gainesville, FL 32608

Phone: 1-888-2-SALLIE (1-888-272-5543)

Lender Code: 830630

Sovereign Bank Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Phone: 1-800-881-9346
Email: studloan@sovereignbank.com
Stillwater National Bank Stafford
Parent PLUS
Grad PLUS
Private
Lender Code: 809081
Phone: 1-800-678-GRAD (1-800-678-4723)
Student Capital Corporation Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Merged back into parent company, College Loan Corporation.
Student Capital Corporation
16855 West Bernardo Drive, Suite 100
San Diego, CA 92127

Phone: 1-877-7000-SCC

Student Funding Group, LLC Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Student Funding Group, LLC
106 Allen Road
Liberty Corner, NJ 07938

Phone: 1-877-STUGRP3 (1-877-788-4773)
Phone: 1-908-542-0005
Fax: 1-908-542-0010
Email: admin@stufund.com

Student Loan Finance Association
(Student Loan Finance Association is a subsidiary of Sallie Mae.)
Stafford
Parent PLUS
Grad PLUS
Private
Tuition Payment Plans
Sallie Mae Servicing
3011 SW Williston Road
Gainesville, FL 32608

Phone: 1-888-2-SALLIE (1-888-272-5543)

Lender Code: 833789

Student Loan Funding
(Student Loan Funding is a subsidiary of Sallie Mae.)
Stafford
Parent PLUS
Grad PLUS
Private
Tuition Payment Plans
Sallie Mae Servicing
3011 SW Williston Road
Gainesville, FL 32608

Phone: 1-888-2-SALLIE (1-888-272-5543)

Lender Code: 831455

StudentLoans.com
(StudentLoans.com is part of the Brazos group of companies.)
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Private Consolidation
StudentLoans.com
2600 Washington Ave
Waco, TX 76710

Lender Code: 833692
Phone: 1-800-620-9852
Email: info@studentloans.com

Student Loan Financial Group Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Student Loan Financial Group
Tide Point - Cascade Bldg.
1030 Hull Street - Suite 300
Baltimore, MD 21230

Phone: 1-888-796-6480 or 1-888-778-4709
Email: sales@studentloanfinancialgroup.com

Student Loan Processors, Inc. and Just Education Loans Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Student Loan Processors, Inc.
910 East Main Street
Mesa, AZ 85203

Phone: 1-800-501-9166
Lender Code: 834174
Email: customerservice@justeducationloans.com

Student Loan Xpress
(They are a wholly-owned subsidiary of Education Lending Group, Inc. (ELG).)
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Student Loan Xpress
12770 High Bluff Drive, Suite 370
San Diego, CA 92130

Lender Code: 833890 and 834011
Phone: 1-866-SLX-PRES (759-7737)
Email: studentinfo@slxpress.com

Student Trust Consolidation Student Trust, Inc.
1801 Research Blvd. Suite 600
Rockville, MD 20850

ConsolidateYourLoans:
Phone: 1-800-233-0542 or 1-301-545-0715
URL: ConsolidateYourLoans.com

AlumniConsolidation:
Phone: 1-800-440-0634
URL: AlumniConsolidation.com

SunTrust Education Loans Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
SunTrust Education Loans
PO Box 27172
Richmond, VA 23261-7172

Phone: 1-800-552-3006
Email: education@suntrust.com

SuperLoan
(A Stafford and PLUS loan discount program offered by Nelnet for Maine students.)
Stafford
Parent PLUS
Grad PLUS
Lender Code: 831300
Phone: 1-800-922-6352
TCF Education Financing Center Stafford
Parent PLUS
Grad PLUS
Private
TCF Education Financing Center
MC: 001-01-A
801 Marquette Avenue South
Minneapolis, MN 55402

Phone:   1-800-247-1092 x8100 (Minnesota)
  1-800-255-4943 (Illinois)
  1-800-357-0185 (Wisconsin)
  1-800-660-2875 (Michigan)
  1-800-533-1723 x8100 (other states)
Fax: 1-612-661-8093
TTY: 1-612-339-3075

Think Financial Private Phone: 1-800-350-8060
Email: info@thinkfinancial.com
University Financial Services Consolidation Phone: 1-877-837-5123

University Financial Services
420 Park Place Blvd. Suite 300
Clearwater, FL 33759

Urban Ed Express
(Affiliated with Urban Trust Bank and associated with Robert L. Johnson, founder of Black Entertainment Television.)
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Urban Ed Express
3 Bethesda Metro Center, Suite 1000
Bethesda, Maryland 20814

Lender Code: 834353
Phone: 1-866-262-0072
Email: education@urbantrustbank.com

U.S. Bank Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Suspended FFELP effective 9/26/2009. Suspended private student loans 3/29/2012.
Phone: 1-800-242-1200
Email: studentloans@usbank.com
US Education Finance Corporation Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Lender Code: 805204
Phone: 1-800-832-7006
VFI (Vista Financial Inc.) Consolidation
Private (Soon)
Vista Financial, Inc. (VFI)
333 N. Canyons Parkway, Suite 201
Livermore, CA 94551

Lender Code: 834224
Phone: 1-866-849-8691 or 1-925-454-7000
Email: info@vfiloans.com

Wachovia Education Finance
(Formerly Educaid.)
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Phone (PLUS Pre-approval) 1-877-916-PLUS (1-877-916-7587)
Phone (General): 1-800-338-2243
Email: customer_assistance@educaid.com

Related Sites: Educaid and Wachovia.

Wells Fargo Education Financial Services Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
Private Consolidation
Wells Fargo Education Finance Services
PO Box 5185
Sioux Falls, SD 57117-5185

Phone: 1-800-658-3567
Fax: 1-800-456-0561
Email: studentloans@wellsfargoefs.com

Related Sites: P.L.A.T.O., Wells Fargo Student Financial Services, Wells Fargo Student Loan Center, and Wells Fargo Educational Online Access

Wyoming Student Loan Corporation Stafford
Parent PLUS
Grad PLUS
Consolidation
WyoLoan
1401 Airport Pkwy St. 300
Cheyenne, WY 82001

Phone: 1-800-999-6541
Fax: 1-307-778-3943
Email: info@wyoloan.com

Wyoming residents or students attending a Wyoming college.

Zions Bank Stafford
Parent PLUS
Grad PLUS
Phone: 1-800-678-2425

Local and Smaller Education Lenders

Lender Loan Types Contact Information
Acumen Student Loans Private Acumen Student Loans

Phone: 1-201-615-5981
Email: info@acumenstudentloans.com

Adirondack Trust Stafford
Parent PLUS
Grad PLUS
Adirondack Trust
473 Broadway
Saratoga Springs, NY 12866

Phone: 1-518-584-5844 x284
Fax: 1-518-584-1107
Email: mailroom@adirondacktrust.com

American Collegiate Financial Services Consolidation American Collegiate Financial Services
PO Box 43017
Saint Petersburg, FL 33743-3017

Phone: 1-800-304-1471 Email: info@acfsloans.com

American Student Loan Services (ASLS) Stafford
Parent PLUS
Grad PLUS
Consolidation
American Student Loan Services
10850 N. 24th Ave
Phoenix, AZ 85029

Phone: 1-800-575-1099
Email: contactus@americanstudentloan.com

Anchor Bank Stafford
Parent PLUS
Grad PLUS
Consolidation
Anchor Bank
25 West Main Street
Madison, WI 53703

Lender Code: 823011
Phone: 1-800-236-8769

Axiom Student Loans Private Axiom Management Group LLC
10245 Centurion Parkway North, Suite 100
Jacksonville, FL 32256

Phone: 1-866-365-4024
Fax: 1-904-646-5751

Bank of Arkansas    
Bank of Texas Stafford
Grad PLUS
Parent PLUS
Consolidation
 
Banknorth Student Lending    
Commonwealth One FCU Stafford
Private
Lender Code: 824264
DEXSTA Federal Credit Union Stafford
Parent PLUS
Grad PLUS
DEXSTA Federal Credit Union
300 Foulk Road, Suite 100
Wilmington, DE 19803

Lender Code: 833764
Phone: 1-800-361-4754 x825 or 1-302-571-0522

Educators Credit Union Stafford
Parent PLUS
Grad PLUS
Private
Lender Code: 819480
First Bank (formerly Bank of Murfeesboro)    
First National Bank of River Falls Stafford
Parent PLUS
Grad PLUS
First National Bank of River Falls
PO Box 166
River Falls, WI 54022

Phone: 1-715-425-2401
Fax: 1-715-425-9018
Email: askyourbanker@fnbrf.com

First Tennessee Stafford
Parent PLUS
Grad PLUS
Private
Phone: 1-866-386-5641
First United Bank Stafford
Parent PLUS
Grad PLUS
Phone: 1-800-888-8419
Email: fubstlns@bayou.com
Fox Communities Credit Union    
Independence Federal Savings Bank Stafford
Parent PLUS
Grad PLUS
Lender Code: 831036
Phone: 1-800-733-0473
OneSimpleLoan
[Formerly Loan Consolidation for Professionals of America (LCPA)]
Stafford
Parent PLUS
Grad PLUS
Consolidation
Private
OneSimpleLoan
4023 Tampa Road, Suite 2400
Oldsmar, FL 34677

Lender Code: 834205
Phone: 1-877-663-7467 (1-877-OneSimpleLoan)
Fax: 1-813-343-6436
Email: schoolchannel@onesimpleloan.com

Old National Bank Stafford
Parent PLUS
Grad PLUS
Private
Phone: 1-800-731-BANK
Prospera Credit Union Stafford
Parent PLUS
Grad PLUS
Prospera Credit Union
4830 N. Ballard Road
Appleton, WI 54913

Lender Code: 827623
Phone: 1-920-882-4800
Fax: 1-920-738-4978

Royal Credit Union Stafford
Parent PLUS
Grad PLUS
Consolidation
Royal Credit Union
419 North Hastings Place
Eau Claire, WI 54703

Lender Code: 823459
Phone: 1-800-341-9911 x8234 or 1-715-833-8234
Email: studentloans@rcu.org

 

 
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