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This section of FinAid presents information about collection agencies that specialize in student loans. Collection agencies are companies that focus on receivables management, helping lenders recover funds from borrowers who default on their loans.

Student Loan Collection Agencies

Client Services, Inc. has a student loan division that handles accounts for colleges, universities, and state guarantors. They generate all follow-up, including collection letters and skiptracing. For more information, call 1-800-521-3867 or 1-636-947-2321, fax 1-636-947-1565, or write to Client Services, Inc., 3451 Harry S. Truman Blvd., St. Charles, MO 63301-4047.

DEBTCOM Incorporated (DCI) is a collection agency and consulting firm specializing in collecting consumer, commercial, educational and student loan debt. For more information, call 1-800-966-6375 or 1-713-785-5419, fax 1-713-785-3214, write to DEBTCOM Incorporated, 7457 Harwin, Suite 115, Houston, TX 77036, or send email to info@wecollectbaddebt.com.

National Service Bureau, Inc. (NSB), established 1986, is a national collection agency that recovers delinquent accounts in the commercial, financial, retail, insurance, medical and student loan industries. For more information, call 1-800-798-1674, fax 1-888-553-9692, or send email to info@nsbi.net.

RC Services, Inc. is a full service collection agency focusing exclusively on campus-based educational debt. They collect for colleges and universities nationwide on a variety of receivables including Perkins Loans, HP Loans and tuition. Special cohort default reduction programs are available. For more information, call 1-800-400-3047, fax 1-800-371-5796, or write to RC Services, Inc., PO Box 1638, Mercer Island, WA 98040.

Regency Credit, LLC is a full service collection agency. They collect defaulted education debt, in addition to collections in other industries. For more information, call 1-800-419-0410, fax 1-602-437-9927, write to Regency Credit, LLC, 4246 East Wood Street, #500, Phoenix, AZ 85040, or send email to sales@regencycredit.com.

Transworld Systems is a full service collection agency. They collect defaulted education debt and student accounts, including Stafford and PLUS loans. For more information, call 1-888-446-4733 or 1-707-584-4225, fax 1-707-584-8746, or write to TransworldSystems, 5880 Commerce Boulevard, Rohnert Park, CA 94928-1651.