This page provides a compilation of selected papers, analysis, reports and testimony by Mark Kantrowitz concerning student financial aid policy.

• Mark Kantrowitz, The Horrors of Defaulting on Education Debt, FiLife, November 10, 2009. (FiLife is a Dow Jones web property published in partnership with the Wall Street Journal. A longer version of the article was published on FastWeb as The Horrors of Defaulting on Education Debt on November 12, 2009.)

• Mark Kantrowitz, FAFSA Completion Rates by Level and Control of Institution, October 14, 2009.

• Mark Kantrowitz, Bolder Steps are Needed to Help Low-Income Students Avoid Debt, Higher Ed Watch, New America Foundation, September 30, 2009.

• Mark Kantrowitz, Analysis of Perkins Loan Reengineering in the Student Aid and Fiscal Responsibility Act of 2009 (HR3221), September 18, 2009.

• Mark Kantrowitz, Parent PLUS Loan Denial Rates in the FFEL and Direct Loan Programs, August 31, 2009.

• Mark Kantrowitz, Growth in Cumulative Education Debt at College Graduation, July 30, 2009. Updated August 28, 2009.

• Mark Kantrowitz, Characteristics of Private Student Loan Borrowers Who Do Not Use Federal Education Loans, June 7, 2009.

• Mark Kantrowitz, Characteristics of Borrowers with Excessive Debt, May 11, 2009.

• Mark Kantrowitz, Discrepancies in the Education Appendix to the FY2010 Budget, May 7, 2009.

• Mark Kantrowitz, The Economic Hardship Deferment and the 20/220 Rule, May 5, 2009.

• Mark Kantrowitz, Financial Aid (Chapter 1) in Annual Review of Higher Education Law & Policy — Major Developments from 2008, Daren Bakst, editor, Council on Law in Higher Education, May 2009.

• Mark Kantrowitz, Targeting of Student Aid Programs According to Financial Need, April 29, 2009.

• Mark Kantrowitz, Analysis of Why Some Students Do Not Apply for Financial Aid, April 27, 2009.

• Mark Kantrowitz, Limitations on Exception to Discharge of Private Student Loans, August 19, 2007. Revised March 5, 2009.

• Mark Kantrowitz, Analysis and Evaluation of Iowa Student Loan Practices, September 19, 2008.

• Mark Kantrowitz, Solving the Student Loan Credit Crunch, March 10, 2008. Revised March 23, 2008 and April 30, 2008.

• Philip R. Day, Jr., Brian K. Fitzgerald, Thomas J. Kane, Mark Kantrowitz, Brett Lief, Barmak Nassirian, A Design-It-Yourself Student-Loan Program, Admissions & Student Aid, Chronicle of Higher Education 54(34):B22, May 2, 2008.

• Mark Kantrowitz, Testimony on Turmoil in U.S. Credit Markets: Impact on the Cost and Availability of Student Loans, Hearing of the US Senate Committee on Banking, Housing, and Urban Affairs, April 15, 2008.

• Mark Kantrowitz, Proposal for a Reverse Student Loan Liquidity Auction, January 22, 2008.

• Mark Kantrowitz, Impact of the Bankruptcy Exception for Private Student Loans on Private Student Loan Availability, August 14, 2007.

• Mark Kantrowitz, Analysis of Proposed FFELP Subsidy Cuts, July 17, 2007. Updated September 5, 2007.

• Mark Kantrowitz, The Financial Value of a Higher Education, Journal of Student Financial Aid 37(1):18-27, NASFAA, July 2007.

• Mark Kantrowitz, Evaluating Student Loan Discounts, Student Aid Transcript 18(2):32-38, NASFAA, July 2007.

• Mark Kantrowitz, Standardize Financial Aid Award Letters, Inside Higher Ed, June 22, 2007.

• Mark Kantrowitz, Withholding Academic Transcripts and Diplomas, Regulatory Advisor, Council on Law in Higher Education, June 2007.

• Mark Kantrowitz, Defining 'Education-Related Expenses', Emerging Issues in Financial Aid, Council on Law in Higher Education, Volume 1, Number 3, March 24, 2007.

• Mark Kantrowitz, College Scholarship Sponsorship Tax Credit, March 9, 2007.

• Leo Kornfeld and Mark Kantrowitz, A New 'Independence' Day for Student Financial Aid, Chronicle of Higher Education 53(23):B11-B12, February 9, 2007.

• Mark Kantrowitz, Simplifying the EFC Formula, Testimony before the Advisory Committee on Student Financial Assistance, September 19, 2006.

• Mark Kantrowitz, Policing Tax Evasion and Tax Fraud: A Consequence of the Regulations Concerning Conflicting Information, Best Practices in Finanancial Aid Administration, Regulatory Advisor, Council on Law in Higher Education, Volume 1, Number 2, April 2005.

• Mark Kantrowitz, Recommended Elements of Award Letters, Regulatory Advisor, Council on Law in Higher Education, Volume 1, Number 1, March 2005.

• Mark Kantrowitz, Recommendations for the 2003 Reauthorization of the Higher Education Act of 1965, September 27, 2002.

• Mark Kantrowitz, Causes of Faster-than-Inflation Increases in College Tuition, College & University Journal, 78(2):3-10, Fall 2002.