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Return to Professional Judgment |
Student Remarries after Application Date
The regulations concerning updates to an applicant's marital status
have changed, effective 7/1/2012. Previously the regulations
prohibited applicants from updating household size, number in college
or dependency status due to a change in the applicant's marital status
(34 CFR 668.55(a)). The new regulations provide the financial aid
administrator with the discretion to require an update to a student's
marital status (and corresponding changes in household size, number in
college and dependency status) "to address an inequity or to more
accurately reflect the applicant's ability to pay".
The discussion of the final rule at
75 FR 66832
allows a college to establish "a cut-off date after which it will not
consider any updates to a student.s marital status".
Thus there are now two reasons why a student might change the answer
to the FAFSA question concerning the student's marital status:
In both cases the change in status should be reviewed by the college
financial aid administrator. Financial aid administrators should
look for comment code 75 to identify students who have changed the
student's marital status.
If the student says that the marital status was in error, the financial aid
administrator should ask for a copy of the marriage certificate and
compare the date of the certificate with the FAFSA's application date.
Note that if a student failed to sign and date a FAFSA application
(whether in paper or online), there are two dates to consider: the
original date the FAFSA was submitted and the date the FAFSA was
signed. Most financial aid administrators will base a decision as to
whether a change in the applicant's marital status is a correction or
update on the original submission date, not the date the FAFSA was
signed, as the submission date is the date the application was
completed and the signature is merely attesting to the accuracy on
that date. That's why the FAFSA asks for the date the form was
completed and not the date it was signed.
If the marital status was not in error, but has subsequently changed,
the college financial aid administrator will need to decide whether to
allow or disallow the change. The regulations allow but do not require
the college financial aid administrator to update the FAFSA
information for marital status, and make corresponding changes to
household size, number in college and dependency status if this is
necessary to:
This is a less stringent standard than previously, where the college
financial aid administrator would have needed to argue that there was
a special circumstance (other than the change in marital status) that
merited an adjustment.
Circumstances for which the college financial aid administrator might
allow an update to the student's marital status include, but are not
limited to, the following:
Note that the circumstances causing a change in marital status do not
need to be involuntary in nature. Note also that the change in marital
status does not need to be only in the direction of dissolution of a
marriage due to death, divorce or separation. It can also include
changes due to the marriage of the student.
The decision is left to the discretion of the college financial aid
administrator partly to allow colleges to manage the administrative
burden associated with mid-year marital status changes. This also
allows college financial aid administrators to ensure the accuracy of
a change in the applicant's marital status, since such changes are
prone to error and fraud.
If the applicant's marital status is updated, the rest of the FAFSA
must also be updated to be consistent with the new status. This
includes updates to household size, number in college and dependency
status, as well as adjusting for the income and assets of the
student's spouse.
There's a new reject (21) and corresponding override to implement this change.
The previous prohibition on updates to the applicant's marital status
was probably motivated by a desire to provide stability in the
applicant's marital status.
Most of the other potential causes of a dependency
status change are permanent state changes that do not result in a
flip-flop. For example, birth of a child, becoming a veteran, and
becoming an orphan generally do not change back and forth. Marital
status is the only one that could potentially change many times
throughout the year.
(Technically, the snapshot philosophy of need
analysis entails allowing no changes. So rather than disallowing
updates caused by a change in the student's marital status, the
old regulations were simply not allowing it as an exception, presumably
because a change in the student's marital status
could affect the student's dependency status, leading to significant
changes in financial aid eligibility.)
See also
Changes in Household Size and Dependency Status.
The text of the regulations at 34 CFR 668.55 "Updating information"
is as follows:
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